Why Hire an Attorney When Buying or Selling a Home in Florida?

Ernest W. Sturges, Jr. • April 13, 2023

Buying or selling a home, for most people, is one of the largest financial transactions they will ever make. Having an experienced real estate attorney on your side for a life-changing transaction protects you and your family, and also provides peace-of-mind. An experienced real estate attorney will assist you from making costly mistakes, all the way from the drafting of your initial sales contract all the way through closing.


How Exactly Will a Real Estate Attorney Help Me?


The highly experienced real estate attorneys at Goldman, Tiseo & Sturges, P.A. will advise you at every turn of your real estate transaction. We represent buyers, sellers, and lenders. While the State of Florida does not require the hiring of an attorney to assist with a real estate transaction, an experienced real estate attorney will protect you from unforeseen issues that may arise during your real estate transaction. Hiring an experienced real estate attorney early in the transaction process protects you from beginning to end. Oftentimes, people seek the assistance of a real estate attorney AFTER a contract is signed or a problem arises – when the hiring of an experienced real estate attorney at the start of the transaction likely would have avoid the problem from ever arising.  For most transactions, the cost of retaining a real estate lawyer to guide you through the transaction is less than 1% of the purchase price.


The Role of Your Real Estate Lawyers vs. the Role of Real Estate/Closing Agents:

 

Simply put, your real estate attorney’s only job is looking out for you and your interests. A realtor or closing agent’s job is to close a real estate transaction.

Problems an Experienced Real Estate Attorney Can Help You Avoid

 

Having an iron-clad contract in place


Realtors can certainly assist buyers and sellers with filling out form and template real estate contracts. However, an experienced real estate attorney can assist with more complex contracts, or providing contingencies within your contract should otherwise unforeseen circumstances arise which were outside your control. Additionally, form contracts can be filled in using language that is vague or confusing, which can cause substantial headaches for all parties later in the transaction. Experienced real estate attorneys will ensure all contract language is clear and unambiguous, so all parties clearly understand what their obligations are under their real estate contract.


Timing your closing


Closing deadlines can be affected by unforeseen circumstances that arise which were outside your control. Lender delays, natural disasters, and property damage while your real estate contract is pending can all have substantial effects on your transaction. By thinking ahead and including protective contingencies in your real estate contract, an experienced real estate attorney can protect you and your transaction.


Home Inspection


Home inspections often reveal problems that could require price negotiation between the seller and buyer. Having proper contingencies in your contract could allow you to withdraw from the transaction without consequences.


Obtaining Good Title


Title searches are critical to ensure a successful real estate transaction. A seller must provide “good, marketable and insurable title” to a buyer, and a buyer certainly wants to receive “good, marketable and insurable title”. Property that is encumbered by liens, or that has complicated legal issues regarding adjoining landowners, previous owners and neighbors, raises concerns for both buyers and sellers that must be addressed before “good, marketable and insurable title” can be transferred.


A Successful Closing


When buying or selling property, the “moment of truth” is called Closing. This is the final moment of a transaction, when a seller successfully transfers property to a buyer, and a buyer receives the property they chose to purchase. Deeds, closing statements, mortgages, etc. are all reviewed and signed at Closing. The amount of documents needed to conduct a successful Closing can be substantial and a bit overwhelming for non-attorneys. An experienced real estate attorney can review all Closing documents to ensure that you understand them, without any confusion. A real estate Closing is more often than not a significant moment in a person’s life and should be a happy moment for both buyer and seller – our experienced real estate attorneys can assist with bringing about a stress-free, successful Closing.


Contact Our Experienced Real Estate Attorney


Please call us when buying or selling real estate in Port Charlotte, Punta Gorda, Englewood, North Port, or Arcadia. We can ensure your real estate transaction concludes with a smile on your face!

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Valentine’s Day in Charlotte County: Staying Safe While Celebrating Love

By Jason B. Goldman • February 4, 2026
Valentine’s Day is a time to celebrate love, connection, and shared experiences. Whether it’s a romantic dinner, a night out, or a special event with friends, February 14 often brings an increase in travel, dining, and social gatherings throughout Charlotte County. While the focus is on celebration, Valentine’s Day also tends to bring a rise in accidents and injuries. Being aware of common risks can help you enjoy the holiday safely — and understand your options if something goes wrong. Increased Driving Means Increased Risk Valentine’s Day often means more drivers on the road, particularly during evening hours. Busy intersections, unfamiliar routes, and distracted driving can contribute to accidents. Common Valentine’s Day–related driving risks include: Rear-end collisions during peak dinner hours Distracted driving caused by phones or navigation apps Impaired driving following celebrations If you’re injured in a car accident, understanding your rights under Florida law is critical — especially when fault or insurance coverage is disputed. Dining Out and Premises Liability Concerns Restaurants, bars, and event venues are often packed on Valentine’s Day. Crowded spaces and rushed service can lead to hazards such as: Slippery floors Poor lighting Obstructed walkways Property owners have a duty to maintain reasonably safe premises. When injuries occur due to unsafe conditions, liability may rest with the business or property owner. Alcohol-Related Incidents Alcohol is commonly part of Valentine’s Day celebrations, which can increase the likelihood of: Drunk driving accidents Falls or injuries at venues Altercations resulting in injury Victims injured by an impaired driver or negligent party may have the right to pursue compensation for medical bills, lost wages, and other damages. Hotel and Short-Term Rental Injuries Many couples choose hotels or short-term rentals for Valentine’s Day getaways. These properties must meet safety standards, including: Secure railings and staircases Proper lighting Well-maintained amenities Injuries caused by unsafe conditions may fall under premises liability, depending on the circumstances. What to Do If You’re Injured on Valentine’s Day If an accident happens, taking the right steps can protect your health and your legal rights: Seek medical attention immediately Report the incident to the appropriate party Document the scene and gather witness information Avoid discussing fault before speaking with an attorney Protecting Your Rights Matters Valentine’s Day should be about making memories, not dealing with unexpected injuries. Unfortunately, accidents don’t take holidays off. When injuries occur due to someone else’s negligence, knowing your rights can make a meaningful difference in your recovery. If you or a loved one is injured in an accident this Valentine’s Day season, the attorneys at GTS Law Firm are here to help you understand your legal options and pursue the compensation you deserve.

Why Seasonal Resident Season in Charlotte County Makes Liability Awareness More Important Than Ever

By Jason B. Goldman • February 4, 2026
As 2026 approaches , many Charlotte County residents are thinking about fresh starts, new goals, and long-term planning. While updating calendars and resolutions is common this time of year, reviewing your homeowner’s liability coverage is an important step that often gets overlooked. Even in close-knit communities like ours, accidents can happen and without adequate coverage, a single incident could have lasting financial and legal consequences. Understanding Liability Coverage in Homeowners Insurance Most homeowners’ insurance policies include personal liability coverage designed to help protect you if someone is injured on your property or if you cause damage to someone else’s property. This may include coverage for medical expenses, legal defense costs, and potential settlements. However, many standard policies have limits that may not align with today’s rising medical costs, legal expenses, and settlement amounts, especially as we head into 2026. Why Standard Coverage May Not Be Enough in 2026 As lifestyles evolve and homes become more multifunctional, liability risks continue to grow. Some common scenarios include: Rising Medical Costs Injury-related medical expenses have increased steadily, and even a seemingly minor accident can result in bills that exceed basic policy limits. Increased Legal Exposure Lawsuits related to slip-and-fall accidents, guest injuries, or property conditions can quickly escalate. Legal defense costs alone may strain limited coverage. Pools, Docks, and Outdoor Living Spaces Charlotte County’s outdoor lifestyle often includes pools, docks, patios, and water features: all of which can increase liability exposure if someone is injured. Activity Beyond the Home Certain incidents that occur away from your property may not be fully covered under a standard homeowner’s policy, leaving gaps in protection. Additional Coverage Options to Consider To strengthen protection going into 2026, homeowners often explore: Umbrella Liability Policies These policies provide an extra layer of protection above standard limits, offering broader coverage at a relatively affordable cost. Expanded Coverage for Secondary or Rental Properties If you own a vacation home, rental property, or short-term rental, standard homeowners’ coverage may not apply — making supplemental liability coverage essential. Scheduled Coverage for High-Value Assets  Items such as collectibles, tools, or specialty equipment may require additional protection beyond standard policy limits. Why This Matters for Charlotte County Residents From waterfront properties and seasonal visitors to year-round outdoor activities, Charlotte County presents unique liability considerations. Preparing now allows homeowners to move into 2026 with confidence, knowing they are protected against unexpected claims. Planning Ahead for Peace of Mind Reviewing your liability coverage isn’t just about insurance — it’s about protecting your financial security and your future. Taking proactive steps today can help prevent legal and financial stress tomorrow. At GTS Law Firm, we regularly help Charlotte County residents navigate liability issues and understand how insurance coverage and personal injury law intersect. If you have questions about liability exposure or find yourself facing a claim, our team is here to help. As we move into 2026, a little preparation can go a long way toward peace of mind.

Why Charlotte County Homeowners Should Revisit Their Liability Coverage Heading Into 2026

By Jason B. Goldman • December 31, 2025
As 2026 approaches , many Charlotte County residents are thinking about fresh starts, new goals, and long-term planning. While updating calendars and resolutions is common this time of year, reviewing your homeowner’s liability coverage is an important step that often gets overlooked. Even in close-knit communities like ours, accidents can happen and without adequate coverage, a single incident could have lasting financial and legal consequences. Understanding Liability Coverage in Homeowners Insurance Most homeowners’ insurance policies include personal liability coverage designed to help protect you if someone is injured on your property or if you cause damage to someone else’s property. This may include coverage for medical expenses, legal defense costs, and potential settlements. However, many standard policies have limits that may not align with today’s rising medical costs, legal expenses, and settlement amounts, especially as we head into 2026. Why Standard Coverage May Not Be Enough in 2026 As lifestyles evolve and homes become more multifunctional, liability risks continue to grow. Some common scenarios include: Rising Medical Costs Injury-related medical expenses have increased steadily, and even a seemingly minor accident can result in bills that exceed basic policy limits. Increased Legal Exposure Lawsuits related to slip-and-fall accidents, guest injuries, or property conditions can quickly escalate. Legal defense costs alone may strain limited coverage. Pools, Docks, and Outdoor Living Spaces Charlotte County’s outdoor lifestyle often includes pools, docks, patios, and water features: all of which can increase liability exposure if someone is injured. Activity Beyond the Home Certain incidents that occur away from your property may not be fully covered under a standard homeowner’s policy, leaving gaps in protection. Additional Coverage Options to Consider To strengthen protection going into 2026, homeowners often explore: Umbrella Liability Policies These policies provide an extra layer of protection above standard limits, offering broader coverage at a relatively affordable cost. Expanded Coverage for Secondary or Rental Properties If you own a vacation home, rental property, or short-term rental, standard homeowners’ coverage may not apply — making supplemental liability coverage essential. Scheduled Coverage for High-Value Assets  Items such as collectibles, tools, or specialty equipment may require additional protection beyond standard policy limits. Why This Matters for Charlotte County Residents From waterfront properties and seasonal visitors to year-round outdoor activities, Charlotte County presents unique liability considerations. Preparing now allows homeowners to move into 2026 with confidence, knowing they are protected against unexpected claims. Planning Ahead for Peace of Mind Reviewing your liability coverage isn’t just about insurance — it’s about protecting your financial security and your future. Taking proactive steps today can help prevent legal and financial stress tomorrow. At GTS Law Firm, we regularly help Charlotte County residents navigate liability issues and understand how insurance coverage and personal injury law intersect. If you have questions about liability exposure or find yourself facing a claim, our team is here to help. As we move into 2026, a little preparation can go a long way toward peace of mind.

New Year’s Safety in Charlotte County: Start the Year Smart and Protected

By Jason B. Goldman • December 31, 2025
The New Year is a time for fresh starts, celebrations, and setting goals for the months ahead. While ringing in the new year should be fun and memorable, it’s also one of the times when accidents, injuries, and legal issues are more likely to occur. Taking a few proactive steps can help ensure your celebration ends on a positive note. Here are some important New Year’s safety tips for residents and visitors throughout Charlotte County. Celebrate Responsibly on the Roads New Year’s Eve and New Year’s Day consistently see an increase in impaired driving incidents. Even one poor decision behind the wheel can lead to life-altering consequences. If you plan to celebrate: Arrange a designated driver ahead of time Use a rideshare service or taxi Stay overnight if alcohol will be involved If you encounter a driver who appears impaired, keep your distance and contact local authorities when it is safe to do so. Be Cautious at Parties and Events Large gatherings can bring excitement and risk. Slips, falls, and other injuries are common at crowded celebrations. To reduce risks: Keep walkways clear and well-lit Monitor alcohol consumption Address spills immediately Ensure outdoor areas are safe and free of hazards Property owners and hosts should remember that they may have a responsibility to keep guests reasonably safe. Fireworks and Fire Safety Matter While fireworks are festive, they are also one of the leading causes of holiday injuries. If fireworks are permitted: Follow local Charlotte County regulations Never allow children to handle fireworks Keep a safe distance and fire extinguisher nearby Better yet, consider attending a professional fireworks display rather than lighting your own. Stay Alert Around Water Charlotte County’s waterways remain active year-round. Cooler temperatures don’t eliminate boating or dock-related risks. Avoid alcohol while boating Wear life jackets when appropriate Watch footing on docks and seawalls Water-related injuries can happen quickly, especially during celebrations. Don’t Ignore Injuries or Incidents If an accident occurs: Seek medical attention immediately Document what happened if possible Report the incident when appropriate Prompt action protects both your health and your legal rights. Start the Year Protected The New Year is about moving forward, not dealing with preventable legal challenges. Staying alert, planning, and making safe choices can help you and your loved ones begin the year with confidence. If you or someone you care about is injured due to another party’s negligence, understanding your rights is an important step toward recovery. GTS Law Firm is proud to serve Charlotte County and remains committed to helping individuals navigate difficult situations with clarity and care. Here’s to a safe, healthy, and successful New Year.