3 SIMPLE WAYS TO KEEP YOUR FAMILY PROTECTED THIS HOLIDAY SEASON

Jason B. Goldman • December 7, 2015
3 SIMPLE WAYS TO KEEP YOUR FAMILY PROTECTED THIS HOLIDAY SEASON

The New Year is almost upon us. Our part-time residents are returning to Port Charlotte, Punta Gorda, and Englewood from Canada, the Northeast, and the Midwest. The Charlotte County roads will be crowded, traffic will be heavy, attention will be diverted from the road to looking for the next shopping center to turn into for gift buying, and many other drivers will make unwise decisions to drive home from holiday parties after having partaken of too much holiday cheer. In the next month, many serious accidents will occur in Port Charlotte, Punta Gorda, and Englewood……some with dire consequences.

Here are some recommendations for early New Years resolutions to help protect you and your family:

1. YOUR AUTOMOBILE INSURANCE:

Make an appointment to meet your automobile insurance agent, in person, to discuss the exact coverage you carry on your automobile insurance policy, and how much of each coverage you carry. Please review our blog article dated September 8, 2015 entitled “Does Your Automobile/motorcycle Insurance Provide You with “Full Coverage”? Almost Certainly Not…”  https://gtslaw.wpengine.com/punta-gorda-motorcycle-insurance-port-charlotte-motorcycle-insurance/  I have handled countless automobile, motorcycle, and bicycle accidents in Port Charlotte, Punta Gorda, and Englewood in the last 20 years. While virtually everyone feels they have full coverage, in my experience less than 1 in 10 people has adequate coverage for their family’s specific needs. If you don’t have the appropriate levels of automobile insurance coverage, it could add insult to a serious injury suffered over the holidays.

2. IF YOU OWN A DOG OR PET:

If you own a dog or other pet, you need to call your homeowners insurance company to determine whether or not you are covered for animal liability – you’re very likely not currently covered. Since 2005, when the Allstate, State Farm, and Nationwides of the world left the Florida homeowners insurance market completely and were replaced by “lesser” companies, almost every one of these lesser companies excluded coverage for animal liability from their standard homeowners policies. That means, if you own a dog and your homeowners insurance is not through a traditional “name-brand” insurance carrier, there’s a greater than 95% chance you are not covered if your dog seriously injuries someone, whether it be on or off your property. This leaves you and your family completely exposed to a lawsuit being filed against you (which your homeowners insurance carrier will not defend) and a personal monetary judgment being entered against you (which your homeowners insurance carrier will not pay).

You can contact a local insurance agent and, for a few hundred dollars per year, purchase a special animal liability policy to cover this gap you almost certainly have in your homeowners policy. Please purchase this policy, both for your own piece of mind, and also for the benefit of the child or neighbor who accidentally gets bitten or injured by your dog. Purchasing this insurance is not only the smart thing to do, but it’s also the right thing to do.

3. AVOIDING HOLIDAY DRINKING AND DRIVING:

There’s no other way to say this: drinking and driving is equal parts dangerous, foolish, and potentially expensive. For your  sake, the ones you love and other strangers on the road with families of their own, don’t imbibe at holiday parties and expect to get yourself home in one piece. Drinking and driving is Russian Roulette played with automobiles and intoxicants instead of guns. Even if someone is lucky enough to avoid killing or hurting themselves or others, a DUI arrest, along with its associated attorney’s fees, financial criminal punishments, and driver’s license suspension, are incredibly expensive, time consuming, and could result in extensive monitored probation and possibly substantial jail time.

As responsible adults, we all know before attending a party whether or not we’ll be imbibing or not. Be realistic with yourself before leaving your home, and make preparations in case you are unable to drive yourself home, such as:

A. Already having the telephone number of a cab handy – and then use it.

B. Already having a designated driver appointed – and let him/her drive you home.

C. If you have AAA or some other form of roadside assistance which includes tow service, call them to your location and let them know your car won’t start. When the tow driver arrives, just tell him again your car won’t start, and you’d like the car towed to your home. He’ll even give you a ride in his truck back to your house! You should tip the tow driver generously for providing this valuable public service. And the next morning, when you wake up a little foggy, not only will you be safe and sound in your own bed, but you’ll also have your car conveniently in your own driveway rather than having to make plans to go pick it up.

From everyone here at Goldman, Tiseo & Sturges Attorneys at Law, we wish you and yours the happiest of holiday seasons! Please be safe and enjoy your families.

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Back-to-School Safety: Staying Alert in Busy Parking Lots

By Jason B. Goldman • August 13, 2025
As Charlotte County families prepare for the new school year, stores are crowded with parents and children picking up backpacks, notebooks, and other supplies. While the excitement is high, parking lots at big-box stores and shopping centers can become dangerous if drivers and pedestrians aren’t paying attention. Why Parking Lot Safety Matters Parking lots can be high-risk areas, especially during peak back-to-school shopping times. With increased traffic, pedestrians—especially children—can be hard to see, and distractions can lead to accidents. For Drivers: Navigating Parking Lots Safely Slow Down: Keep speeds low and be ready to stop suddenly. Stay Off Devices: Distractions can cause you to miss a pedestrian. Watch for Children: Kids can dart out from between cars without warning. Use Signals: Let others know when you’re turning or backing up. For Parents and Shoppers Hold Hands with Young Children: Keep them close in busy parking areas. Load Carefully: Position carts and children out of moving traffic while loading purchases. Teach Awareness: Remind kids to stop and look before crossing lanes or emerging from between cars. GTS Law Firm: Protecting Families in Charlotte County At GTS Law Firm, we know that even a quick shopping trip can lead to unexpected accidents. If you or your child is injured due to a driver’s negligence in a parking lot, our attorneys are here to help you understand your rights and seek fair compensation. Let’s keep this back-to-school season safe—not just on the roads, but in the parking lots where families gather to prepare for the year ahead. If you’ve been involved in a parking lot incident, contact GTS Law Firm for a consultation.

Back to School Safety: Sharing the Road with Buses and Students in Charlotte County

By Jason B. Goldman • August 13, 2025
As summer winds down and the school year begins, Charlotte County’s roads become busier with school buses, parents dropping off children, and students walking or biking to class. This time of year is a reminder for all drivers to slow down, stay alert, and take extra precautions to protect our community’s youngest members. School Bus Safety School buses are one of the safest modes of transportation for students, but safety depends on drivers following the law: Stop for School Buses: Florida law requires drivers to stop when a school bus has its stop arm extended and red lights flashing, regardless of the direction you’re traveling (unless there’s a divided highway with a barrier). Keep a Safe Distance: Maintain at least 20 feet behind a stopped school bus to give children space to cross safely. Be Patient: School bus stops take time as children may be crossing from multiple directions. Pedestrian and Bicyclist Safety Students walking or biking to school are more vulnerable during early morning and afternoon hours: Watch for Crosswalks: Always yield to pedestrians at crosswalks and school crossings. Slow Down in School Zones: Observe posted speed limits, which are often 15-20 mph in school areas. Avoid Distractions: Keep phones down and focus on the road, especially during pick-up and drop-off times. Tips for Parents and Students Teach Safe Habits: Remind children to look both ways before crossing the street and to use crosswalks. Bike Safety: Ensure children wear helmets and use bike lanes when available. Visibility Counts: Bright clothing or reflective gear can help drivers see students more easily. \ GTS Law Firm: Advocating for a Safer Community At GTS Law Firm, we are committed to helping keep Charlotte County safe—on and off the road. Unfortunately, accidents can still happen despite best efforts. If you or a loved one is injured due to a driver’s negligence, our experienced attorneys are here to protect your rights and seek the compensation you deserve. As we head into the school year, let’s all do our part to share the road responsibly and make this season a safe one for every student. If you have questions about your rights following a traffic incident, contact GTS Law Firm today for a consultation.

A Practical Guide to Preventing Falls for Older Adults

By Jason B. Goldman • July 11, 2025
As we age, the risk of falling increases—and the consequences can be serious. At Goldman, Tiseo & Sturges, P.A., we’re dedicated to helping our older neighbors in Charlotte County protect their independence and stay safe at home. Here’s what you should know—and what you can do. Why Falls Happen Falls among older adults typically result from several risk factors combined: Weakness in the legs or hips, slowed reflexes, and balance issues Vision or hearing impairments, or side effects of certain medications Environmental hazards like poor lighting, loose rugs, and missing grab bars Smart Prevention Strategies 1. Strength, Balance & Regular Exercise Structured routines—including strength training and balance-based exercises like Tai chi or yoga—significantly lower fall risk. 2. Home Modifications Simple adjustments make a big difference: Remove rugs, clutter, and trailing cords Install grab bars in showers and railings on both sides of stairs Use non-slip mats, improve lighting, and ensure pathways are clear 3. Medication & Health Reviews Certain medications (like sedatives or antihypertensives) can impair balance. Regular reviews help reduce this risk. Experts also recommend yearly screenings for vision, hearing, bone density, and overall mobility 4. Fear of Falling Worry about falling can lead to reduced activity, causing weakening—a cycle that heightens fall risk. Behavioral and physical therapy can help build confidence. 5. Get Back on Your Feet Safely If a fall does occur: Assess yourself before moving check for injuries Use stable furniture to help you rise If you live alone, consider a medical alert system and establish a check-in plan At Goldman, Tiseo & Sturges, P.A., we’ve seen how even a minor fall can disrupt a person’s independence and well-being. Whether you or a loved one has already experienced a fall, or you'd like to take proactive steps now, these measures are proven to help. When You Need More Support Falls can lead to serious injuries, sometimes requiring medical attention or home care. If a fall occurs due to someone else’s negligence, such as poorly maintained property or missing safety features, we are here to help. Our Charlotte County team offers free consultations to assist with insurance claims, medical documentation, and legal guidance. Call us today at (941) 625 6666 or visit our website to schedule a free consultation.

Staying Safe During Florida’s Summer Months

By Jason B. Goldman • July 11, 2025
As summer temperatures rise across Southwest Florida, so does the risk of preventable injuries. From extreme heat to an increase in road and water activity, understanding common seasonal dangers is key to keeping your family safe. At Goldman, Tiseo & Sturges, P.A., we want our community to enjoy the season while avoiding unnecessary accidents that can result in serious injury. Below are important reminders and precautions to help you stay safe this summer. 1. Heat-Related Illnesses Southwest Florida's summer heat and humidity can lead to dehydration, heat exhaustion, and even heatstroke. These conditions can escalate quickly, especially in children, the elderly, and individuals with underlying health concerns. Prevention tips: Drink water regularly, even if you’re not thirsty. Wear lightweight, light-colored clothing. Limit outdoor activities during peak sun hours (10 a.m. – 4 p.m.). Never leave children or pets in a parked vehicle. 2. Water Safety Local beaches, pools, and waterways are popular destinations throughout the summer—but they also present significant risks. Drowning remains one of the leading causes of accidental death in young children. To stay safe: Always supervise children near water. Ensure inexperienced swimmers wear Coast Guard-approved life jackets. Never swim alone or under the influence of alcohol. Learn CPR and basic water rescue techniques. 3. Boating and Personal Watercraft Accidents Recreational boating activity increases in the summer months, and with it comes a higher risk of collisions and injuries. Florida consistently leads the nation in boating accidents. Recommendations: Take a boater safety course if operating a vessel. Wear life jackets at all times. Avoid distractions and alcohol while operating a boat. Check weather conditions before heading out. 4. Traffic Hazards and Wet Weather Tourism and local travel surge during the summer, increasing traffic congestion. Afternoon thunderstorms can make roadways slick, reducing visibility and traction. Safety suggestions: Allow extra time when traveling. Drive cautiously in rain and reduce speed. Keep tires and brakes in good condition. Avoid using cruise control during wet weather. 5. Premises Liability Concerns Slippery pool decks, uneven walkways, and inadequate safety barriers can all lead to slip-and-fall or premises liability injuries, particularly in residential or vacation rental settings. Property owners should: Maintain proper fencing and signage around pools. Install non-slip materials on decks and walkways. Ensure adequate lighting in outdoor areas. Regularly inspect and repair hazardous conditions. Legal Help When You Need It Unfortunately, even with proper precautions, accidents can and do happen. If you or a loved one has been injured due to someone else’s negligence this summer—whether in a boating crash, slip-and-fall, or vehicle accident—our attorneys are here to help. At Goldman, Tiseo & Sturges, P.A., we have decades of experience handling personal injury cases throughout Charlotte County and the surrounding region. We are committed to providing personal, hands-on representation that puts your needs first. If you’ve been injured, contact our office at (941) 625-6666 for a free consultation.